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Under the motor insurance policy, the Company indemnifies the insured as under;

The Company undertakes to indemnify the insured for loss of or damage to the insured vehicle, its accessories and spare parts whilst thereon;

  • By accident or accidental collision or overturning consequent upon mechanical breakdown or consequent upon wear and tear.
  • By fire, external explosion, self ignition, lightning or thunderbolt.
  • By burglary or theft.
  • By malicious act of any third party.

Whilst being in transit (including the process of loading and unloading incidental to such transit) by road, rail, inland waterway, lift or elevator, relating to the said transportation.

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