CONDITIONS OF USE
By using this website (www.metlico.com), you acknowledge your assent to the following conditions of use without any limitation or qualification. Please read these terms and conditions carefully before using this website. These conditions may be revised at any time by updating this posting. You are bound by any such revisions and should therefore are requested to periodically visit this page to review the then current terms and conditions to which you are bound.

DISCLAIMER

To the fullest extent permissible pursuant to applicable law, the materials on this website are provided as is and without warranties of any kind either expressed or implied and METLICO- Misr Emarites Takaful Life Insurance Co. and its subsidiaries and affiliates disclaim all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. METLICO does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components. METLICO does not warrant or make any representations regarding the use or the results of the use of the materials on this website in terms of their correctness, accuracy, reliability, or otherwise. You (and not METLICO ) assume the entire cost of all necessary servicing, repair, or correction. The information and descriptions contained herein are not necessarily intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes; please refer to the actual policy or the relevant product or services agreement.

This website may be linked to other websites which are not maintained by METLICO. METLICO is not responsible for the content of those websites. The inclusion of any link to such websites does not imply approval of or endorsement by METLICO of the websites or the content thereof.

LIMITATION OF LIABILITY

While METLICO uses reasonable efforts to include accurate and up-to-date information on this website, errors or omissions sometimes occur. To the fullest extent permissible under applicable law, METLICO makes no warranties or representations as to the accuracy of the content of this website and under no circumstances, including, but not limited to, negligence, shall METLICO or any party involved in creating, producing, or delivering the website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if METLICO or an METLICO authorized representative has been advised of the possibility of such damages. In no event shall METLICO’s total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this website.

METLICO also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website.

RESTRICTIONS ON USE OF MATERIALS
This website is owned and operated by METLICO. Except as otherwise expressly permitted by METLICO, no materials from this website or any website owned, operated, licensed or controlled by METLICO may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this website for your use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this website for public or commercial purposes, including the text, images, audio, and video without METLICO’s written permission. METLICO neither warrants nor represents that your use of materials displayed on this website will not infringe rights of third parties.

OWNERSHIP OF INFORMATION
Any information, other than personal data or information, you transmit to METLICO via this website, by electronic mail or otherwise, including data, questions, comments, or suggestions will be treated as non-confidential and non-proprietary and will become the property of METLICO. Such information, other than personal data or information, may be used for any purpose, including, but not limited to, reproduction, solicitations, disclosure, transmission, publication, broadcast, and posting. METLICO is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to METLICO via this website or by any other means for any purpose whatsoever, including, but not limited to, developing and marketing products using such information.

TRADEMARKS AND COPYRIGHTS
All trademarks, services marks, trade names, logos, and icons are proprietary to METLICO. Nothing contained on the website should be construed as granting, by implication, estoppels, or otherwise, any license or right to use any trademark displayed on this website without the written permission of METLICO. Your use of the trademarks displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited.